Catholic News Agency reports on the launch of FortressPlan by Presidio Healthcare, a Texas-based health insurance venture claiming to align with Catholic ethics by excluding coverage for abortion, contraception, and transgender procedures. Founders Daniel Cruz and Bob Hogan (a Franciscan University of Steubenville alumnus) present this as a “pro-life Christian alternative” to mainstream insurance, citing compliance with the post-conciliar *Ethical and Religious Directives for Catholic Health Care Services*. Their stated goal involves expanding nationwide within the Affordable Care Act framework while promoting “life-affirming physicians.”
Conciliar Captivity Masquerading as Catholic Renewal
The venture’s foundational error lies in its uncritical acceptance of the post-1958 ecclesiastical collapse. By invoking the Ethical and Religious Directives—a product of the modernist-infested United States Conference of “Catholic” Bishops (USCCB)—Presidio Healthcare binds itself to the very structures that gutted Catholic medical ethics. Pius XI condemned such false obedience in Quas Primas:
“When God and Jesus Christ are removed from laws and states, the foundations of authority are destroyed…the entire human society is shaken” (Pius XI, 1925).
The ERDs themselves constitute a dilution of pre-conciliar medical moral theology, notably omitting Pius XII’s strict prohibitions against cooperation in evil through insurance systems (Address to Medical Congress, 1944).
Naturalism Disguised as Piety
Nowhere does Presidio’s model acknowledge medicine’s proper end: the salvation of souls through cooperation with grace. Its reduction of Catholic healthcare to procedural ethics (“no coverage for abortifacients”) mirrors the conciliar sect’s broader collapse into naturalism. Contrast this with Lamentabili Sane‘s condemnation of proposition 58:
“Truth changes with man, because it develops with him…contrary to immutable Catholic doctrine” (Holy Office, 1907).
The founders boast of actuarial calculations to exclude certain procedures but remain silent on the sacramental economy—no mention of ensuring access to Extreme Unction, Mass attendance during hospitalization, or protection against euthanasia via “palliative care” protocols. This utilitarian approach reduces the Corporal Works of Mercy to financial transactions.
Complicity with Antichrist Systems
Presidio’s ambition to operate within the Affordable Care Act marketplace constitutes formal cooperation with an intrinsically evil system. The ACA’s contraceptive mandate and abortion subsidies render any participation morally indefensible. As Pius IX declared in the Syllabus of Errors:
“The Church ought to be separated from the State, and the State from the Church—condemned proposition” (Prop. 55).
Yet Cruz celebrates plans to “enter both the ACA and employer markets,” effectively becoming a fiscal agent of the culture of death. This parallels the conciliar sect’s fatal embrace of religious liberty condemned in Mirari Vos (Gregory XVI) and Quanta Cura (Pius IX).
Heretical Silence on True Catholic Medicine
The article’s language betrays post-conciliar deformations. When Cruz states their plan “respects the dignity of every person,” he adopts the conciliar sect’s relativistic dignitatis humanæ paradigm—diametrically opposed to the Church’s teaching that dignity derives solely from sanctifying grace. Authentic Catholic healthcare would prioritize:
1. Guaranteeing access to sacramental ministry in all covered facilities
2. Contracting exclusively with physicians sworn to the Hippocratic Oath in its original form
3. Requiring adherence to pre-1958 liturgical norms for chaplaincy services
Instead, Presidio settles for procedural exclusions while remaining embedded in the same secular medical infrastructure that murdered 63 million children through abortion since Roe v. Wade. Their silence on mandatory COVID “vaccines”—often developed/tested using aborted fetal lines—reveals additional moral cowardice.
False Opposition to Sharing Ministries
Hogan’s dismissal of health-sharing ministries as “unregulated” exposes statist tendencies antithetical to Catholic subsidiarity. Traditional alternatives like the Union of Prayers and Sacrifices (founded by St. Padre Pio’s associates) succeeded precisely by operating outside government frameworks. By contrast, Presidio’s ACA ambitions necessitate compliance with thousands of pages of federal regulations inherently hostile to life ethics—a modern-day pact with Herod.
Conclusion: Another Neo-Catholic Diversion
This venture exemplifies how the conciliar sect’s bastardized “pro-life” movement distracts from the Church’s true mission: the Social Reign of Christ the King. As long as Presidio operates under USCCB guidelines and ACA rules, it functions as a pressure valve—channeling orthodox energy into dead-end systems while the conciliar antipopes dismantle the Faith. True Catholics must reject such compromised solutions and rebuild parallel societies anchored in the Mass of Ages and pre-1958 doctrine. Anything less constitutes complicity in the Great Apostasy.
Source:
Pro-life, Christian health insurance company launches in Texas (catholicnewsagency.com)
Date: 28.11.2025